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We Read 76 NJ Car Crash Court Decisions So You Don’t Have To. Every Case, One Searchable Table.

New Jersey's appeals court left the lower ruling standing in 40 of the 76 car crash and coverage decisions we coded from 2018 to 2026. It reversed 21, split 8, sent 2 back and left no clear result in 5.

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How hard is it to win a car accident appeal in New Jersey?

Hard for the side that lost below: the court kept the ruling in 40 of 76 decisions and reversed outright only 21, with 8 more reversed in part.

Reversal is most common in cases that turn on liability, evidence and trial rulings. Those 42 decisions produced 13 reversals and 5 split results.

See the full table
Result on appeal by issue decided, 76 New Jersey decisions
Issue decidedAffirmedReversedMixed or remandedNo result recordedDecisions
Verbal threshold930113
UM or UIM coverage633113
PIP benefits830112
Other (liability, evidence, trial rulings)20137242
All 76 decisions402110576

UM and UIM coverage is the most contested issue: 6 of 13 ended reversed or split. Our uninsured and underinsured motorist appeals guide covers the step-down and phantom-vehicle rulings behind those numbers.

How hard is it to win a car accident lawsuit?

On appeal, 2 of 9 verbal threshold rulings, 7 of 9 coverage or PIP claims and 5 of 8 jury awards went the injured person's way. These are appellate rulings, not trial or settlement odds.

See the full table
How often NJ plaintiffs win, by issue (rulings with a clear winner)1
IssueRulingsInjured person wonCases that went the other way
Verbal threshold, decided on the merits92Orlando, Zavis, Joo, Williams-Siraj, Wallace, Koukounias, NJ Transit v. Sanchez
UM, UIM or PIP coverage97Nesby, James v. State Farm
Plaintiff jury award challenged on appeal85 affirmedHacker and Morales-Hurtado reversed; Carbajal split

In NJ Transit v. Sanchez the threshold finding stood; the reversal let the employer's workers' compensation carrier seek repayment from the drivers.

Do unpublished appeals come out differently?

Yes: 79 percent of the 24 unpublished 2025 rulings were affirmed, against 40 percent of the 52 published ones.

Published opinions reversed the ruling below 18 times; unpublished ones only 3 times. Unpublished rulings show how judges treat ordinary disc, neck and back claims, which is why we index them.

Can I sue for pain and suffering in NJ after a crash?

On the limitation on lawsuit option, only if the injury clears the verbal threshold, and 7 of the 9 threshold rulings here with an outcome said it did not.

The two that cleared, Lamothe and Presbery, were both affirmed in 2025. The seven that failed mostly described neck, back, shoulder or leg pain.

How the two lawsuit options differ, and the statute's list of qualifying injuries, is on our page on what New Jersey's no-fault system means. Each ruling's medical evidence is in our verbal threshold appeals rulings.

Does a herniated disc get past the verbal threshold?

Sometimes: both threshold wins were cervical disc herniations, but four of the seven losses also listed disc herniations.

  • Cleared: Lamothe (herniations at C5-6 and C6-7, with radiculopathy) and Presbery (a permanent C6-7 herniation, with radiculopathy).
  • Fell short: Williams-Siraj (spinal disc herniations), Orlando (cervical and lumbar disc bulges and herniations), Zavis (herniations at C3-4 and C5-6) and Joo (four cervical disc herniations).
  • Reversed on other grounds: Morales-Hurtado (2018), a herniated-disc jury verdict that was reversed.

The award amounts in those disc cases are compared on our $50,000 settlement check against court figures. Each disc and whiplash ruling is broken down in herniated disc and whiplash settlement cases.

What dollar amounts appear in New Jersey car crash appeals?

From a $15,000 tortfeasor settlement to $3,500,000 for open fractures to both legs, affirmed in Robinson v. Stengel (2025).

See how $50,000 compares with every figure in the set on our appeals figures page; the full rows are in the table below.

Why do so few PIP disputes reach the appeals court?

PIP fights go to arbitration, so only 12 of the 76 reached a judge, and 8 of those were affirmed.

Each of the 12 is summarised in our PIP appeals and the permanent-injury bar. How the arbitration route works is in our PIP arbitration guide.

Which counties produce the most car crash appeals?

Middlesex leads with 16 of the 76 decisions, then Essex (7), Camden (6), Burlington (5) and Bergen (5). Nine opinions do not state the county.

The county is where the trial court sat, not always where the crash happened. For Middlesex crash counts by town and road, see the Middlesex County car accident hub.

How do I find a case like mine in the table?

Filter by issue, year or an injury word; each row links the full opinion, except Katchen, whose text we could not retrieve.

  1. Pick an issue (threshold, UM/UIM or PIP) to see only those decisions.
  2. Pick a year, or choose published or unpublished rulings.
  3. Type an injury word such as "herniation" or a county name in the search box.
  4. Read the injury column as the court's own words; "Not recorded" means the opinion did not say.
Open all 76 decisions (filterable table)
76 of 76 shown
New Jersey motor-vehicle injury and related coverage decisions, 2018 to 2026
Case (docket)YearCountyStatusIssueInjury (as stated)Dollar figure statedThreshold outcomeResult on appeal
Noah Tenenbaum v. Allstate Insurance Company
A-0742-25; A-0988-25
2026MiddlesexpublishedUM/UIMNot recordedNot recordednot reachedmixed
Lamar Boone v. Unsatisfied Claim and Judgment Fund
A-2772-24
2026AtlanticpublishedPIPNot recordedNot recordednot reachedaffirmed
Williams v. Ferro
A-0873-23
2025MiddlesexunpublishedNot recordedbodily injuriesNot recordedNot recordedaffirmed
Sivak v. Chrzanowski
A-3387-22
2025BurlingtonunpublishedNot recordedlower back pain; pain radiating to right leg; numbness in both hands; neck pain; hand painNot recordedNot recordedaffirmed
S.V. v. RWJ Barnabas Health, Inc.
A-3598-23
2025OceanpublishedNot recordedNot recordedNot recordednot reachedreversed
Robinson v. Stengel
A-1017-23
2025AtlanticunpublishedNot recordedopen fractures in both legs and one knee; closed arm fracture; closed knee fracture; shattered kneecap; open tibia fracture; open femur fracture; torn tendon; torn skin; inflammation; tendonitis; chronic pain; loss of skin, tissue, and muscle; scars; nerve damage; restless leg syndrome; numbness; limited mobility; limp; permanent and significant injuries$3,500,000Not recordedaffirmed
Richard T. Berkoski, Etc. v. Honda Motor Company, Ltd.
A-2887-22
2025CamdenpublishedNot recordedfatal injuriesNot recordednot reachedaffirmed
Pascal Lamothe v. Dajeya Huggins, Teana Byrd and Dayvon Forde
A-1342-23
2025Burlingtonunpublishedthresholdneck and back pain; cervical disc herniations at C5-6 and C6-7; lumbar bulges at L4-5 and L5-S1; cervical radiculopathy; permanent cervical injuries$930,500metaffirmed
Melissa Presbery v. Jason Willitts
A-1360-23
2025Burlingtonunpublishedthresholdacute and permanent disc herniation in the cervical spine at C6-7; acute and permanent radiculopathy at C5-6; aggravation of pre-existing asymptomatic cervical degeneration; cervicalgia; cervical radiculopathy; lumbar radiculopathy; traumatic cervical pain syndrome with right arm radiation; cervical disc protrusions, herniations and bulges; cervical strain and sprain$240,000metaffirmed
Madison Joo v. Gregory Corless, Francisca Corless, and Farmers Insuran
A-3033-23
2025Middlesexunpublishedthreshold, UM/UIMleg pain; neck pain; right shoulder pain; back pain; right hip pain; limited cervical range of motion; lower back tenderness; cervical disc herniations at C3-4, C4-5, C5-6, and C6-7; L5-S1 disc herniation or protrusion; cervical strain; lumbar strain; right shoulder strain; right hip strain; disc bulges; degenerative disc diseaseNot recordednot metaffirmed
Madelaine Wallace v. Michael J. McGinnis
A-0306-24
2025Middlesexunpublishedthresholdpermanent injuriesNot recordednot metaffirmed
Koukounias v. New Jersey Manufacturers Insurance Company
A-1446-23
2025Middlesexunpublishedthreshold, UM/UIMpermanent injury; pain and suffering; disability; impairment; loss of the enjoyment of lifeNot recordednot metaffirmed
Keith Hacker v. Carlos Jaime-Valdez
A-2886-22
2025OceanpublishedUM/UIMNot recorded$1,600,000 (jury verdict; ordered molded to $200,000)not reachedreversed
Justo Villantes v. Stephanie McPhillips, Cook Medical, LLC, New Jersey
A-0456-24
2025HudsonunpublishedNot recordedinjuriesNot recordedNot recordedreversed
Joanne McKoy v. Jarrett E. Reese et al.
A-3711-23
2025Hudsonunpublishedthresholdneck pain; back pain; knee pain; bruised shoulders; left hip pain; left lateral thigh pain; injuries to the right side of her chest; cervical and lumbar sprains and strains; herniated disc at C4-C5; herniated disc at L5-S1; disc bulges at L4-L5 and L5-S1; aggravation of a pre-existing cervical condition; aggravation of pre-existing mild lumbar sacral spondylosisNot recordednot reachedreversed
Jean-Philippe Diero v. Eric S. Kim, Selena Soto and Daniel C. Soto
A-0393-23
2025Mercerunpublishedthresholdpersonal injuriesNot recordednot reachedaffirmed
Jason Gonter v. Sylvia A. Dawson
A-2811-23
2025CamdenunpublishedNot recordedbodily injuriesNot recordedNot recordedaffirmed
Gomez-Pena v. Govil
A-0017-24
2025MiddlesexunpublishedNot recordedpersonal injuriesNot recordednot reachedremanded
Faisal Jameel, Administrator ad Prosequendum for the Estate of Aasia J
A-1225-23
2025MiddlesexunpublishedNot recordedfatal injury; deathNot recordedNot recordedaffirmed
Dominga Sanchez v. Jorge Inoa-Tejada and City of Perth Amboy
A-2663-23
2025MiddlesexunpublishedNot recordedleft shoulder rotator cuff tear; partial tear of the distal supraspinatus tendon; mild joint effusion; six disc herniations; disc bulge; cervical and lumbar herniations; adhesive capsulitis; impingement; labral tear; glenoid chondral defect; permanent loss of range of motion; neck, back and left shoulder painNot recordedNot recordedreversed
Debbie G. Williams-Siraj v. Lynne S. Schwartz and Stephen Z. Schwartz
A-3828-22
2025Essexunpublishedthresholdlower back injuries; spinal disc herniations; fractures; aggravation of pre-existing back condition; lumbar disc disorder with radiculopathy; degenerative joint disease; cervical disc disorder; cervical radiculopathy; cervical and lumbar stenosis; failed back syndrome of the cervical spine; new neurologic injury with motor and sensory deficitsNot recordednot metaffirmed
Daniels v. Bussey
A-2565-23
2025BurlingtonunpublishedNot recordedpersonal injuriesNot recordedNot recordedaffirmed
Christopher Chenel v. Allstate Insurance Company
A-4036-23
2025PassaicunpublishedUM/UIMinjured$99,000Not recordedaffirmed
Charlotte Zavis v. NJM Insurance Company
A-2553-23
2025Unionunpublishedthreshold, UM/UIMheadaches; neck and low back pain; radiating pain to her right arm and right leg; right shoulder and right wrist complaints; herniations at C3-4 and C5-6; bulging discs at C4-5, C6-7, L3-4, and L4-5; lumbar radicular syndrome; aggravation of pre-existing asymptomatic degenerative changes; cervical radiculopathy; cervical disc degeneration; paracervical and trapezius spasm; paralumbar spasm with increased lordosisNot recordednot metaffirmed
Cain v. DiMeglio
A-2567-23
2025BurlingtonunpublishedNot recordedserious, permanent injuries; injuries to his radial and carpal tunnel nerves; lateral epicondylitis in his right arm; continuing pain$500,000Not recordedaffirmed
Brooks v. Longcor
A-3405-22
2025CamdenunpublishedNot recordedmultiple injuries; deathNot recordedNot recordedaffirmed
Antonio Bell, Jr. v. Georgie M. Hardy, Progressive Casualty Insurance
A-1954-23
2025EssexunpublishedPIPpersonal injuryNot recordedNot recordedaffirmed
Andre J. Orlando v. Lewis Williams and Mary Adams
A-0609-24
2025Essexunpublishedthresholdpain in his left hand, head, and neck; neck and low back pain; cervical and lumbar disc bulges and herniations; soft tissue injury to his spine; degenerative disc desiccation; multilevel degenerative disc disease of the lumbar spineNot recordednot metaffirmed
Al-Jaquan Lewis v. Isaiah M. Dicks, Vino Trucking, Vino's Trucking Cor
A-2781-23
2025EssexunpublishedNot recordedserious injury$101,976Not recordedmixed
Estate of William Massi v. Bette Barr
A-2005-21
2024MiddlesexpublishedUM/UIMspinal surgery; limb paralysisNot recordednot reachedmixed
Britney Motil v. Wausau Underwriters Insurance Company
A-0400-23
2024GloucesterpublishedUM/UIMserious bodily injuries$15,000 (tortfeasor settlement)not reachedaffirmed
State of New Jersey v. Jason W. Vanderee
A-2329-21
2023PassaicpublishedNot recordedthree deaths; other injuriesNot recordednot reachedaffirmed
Peggy Birmingham v. Travelers New Jersey Ins. Co.
A-0429-21
2023GloucesterpublishedPIPNot recordedNot recordednot reachedaffirmed
Nasir Memudu, Etc. v. Joshua M. Gonzalez
A-0110-22
2023MiddlesexpublishedPIPdeathNot recordednot reachedaffirmed
George Castano v. Wendell D. Augustine
A-3925-21
2023UnionpublishedNot recordedNot recordedNot recordednot reachedaffirmed
State of New Jersey v. Stephen A. Zadroga
A-4432-19
2022HudsonpublishedNot recordeddeath; blunt trauma injuriesNot recordednot reachedaffirmed
STATE OF NEW JERSEY v. SCOTT M. HAHN (16-09-1174, HUDSON COUNTY AND ST
A-4755-18
2022HudsonpublishedNot recordedtwo deathsNot recordednot reachedmixed
STATE OF NEW JERSEY v. JESUS M. HERRERA (18-08-0668, PASSAIC COUNTY AN
A-2021-20
2022PassaicpublishedNot recordeddeathNot recordednot reachedreversed
SCOTT C. MALZBERG v. CAREN L. JOSEY (L-7858-17, ESSEX COUNTY AND STATE
A-2883-20
2022EssexpublishedUM/UIMmultiple surgeriesNot recordednot reachedaffirmed
Robert Alam v. Ameribuilt Contractors
A-2114-21
2022Not recordedpublishedNot recordedNot recordedNot recordednot reachedreversed
HOLLYWOOD CAFÉ DINER, INC. v. GERI JAFFEE (L-2786-19, CAMDEN COUNTY AN
A-2272-20
2022CamdenpublishedNot recordedseriously injured$1,500,000 (underlying motor-vehicle dram-shop settlement)not reachedreversed
VLADIMIR DIAZ VS. HERBERT J. REYNOSO (L-8244-19, BERGEN COUNTY AND STA
A-1285-20
2021BergenpublishedNot recordedintracranial bleed; skull fracture; cerebral contusion; temporal bone fracture; sphenoid sinus fracture; comaNot recordednot reachedreversed
STATE OF NEW JERSEY VS. COUNTY OF OCEAN (L-0527-20, OCEAN COUNTY AND S
A-3665-19
2021OceanpublishedNot recordedNot recordedNot recordednot reachedaffirmed
PALISADES INSURANCE COMPANY VS. HORIZON BLUE CROSS BLUE SHIELD OF NEW
A-2830-19
2021MiddlesexpublishedPIPNot recordedNot recordednot reachedaffirmed
KENNETH FRANCO VS. FAIRLEIGH DICKINSON UNIVERSITY (L-5362-16, BERGEN C
A-3055-18
2021BergenpublishedNot recordedtraumatic brain injury; loss of eyesight and ability to speak; impaired critical motor functionsNot recordednot reachedmixed
JOSE CARBAJAL VS. NANCY V. PATEL (L-4317-17, MIDDLESEX COUNTY AND STAT
A-1999-19
2021MiddlesexpublishedUM/UIMNot recorded$200,000 (gross verdict)not reachedmixed
JENNIFER BUDDY VS. JONATHAN E. KNAPP CORRINE BUDDY VS. JONATHAN E. KNA
A-4339-18; A-4344-18; A-4492-18
2021AtlanticpublishedNot recordeddeath; multiple injuriesNot recordednot reachedaffirmed
AHMED HASSAN VS. ROLAND WILLIAMS (L-0213-16, OCEAN COUNTY AND STATEWID
A-3336-18
2021OceanpublishedNot recordedtraumatic brain injury; shoulder and wrist injuries; exacerbated back condition; cognitive loss; depressionNot recordednot reachedreversed
THOMAS MCKEOWN VS. AMERICAN GOLF CORP. (L-0996-17, MORRIS COUNTY AND S
A-3408-18
2020MorrispublishedNot recordedNot recordedNot recordednot reachedreversed
STATE OF NEW JERSEY VS. LUIS A. LORA (14-07-0465, SOMERSET COUNTY AND
A-3472-17
2020SomersetpublishedNot recordedNot recordedNot recordednot reachedmixed
STATE OF NEW JERSEY VS. JAKE PASCUCCI (18-04-0261, MIDDLESEX COUNTY AN
A-4905-17
2020MiddlesexpublishedNot recordeddeathNot recordednot reachedreversed
RONALD RAFANELLO VS. JORGE S. TAYLOR- ESQUIVEL (L-3488-15 AND L-1721-1
A-4397-18
2020UnionpublishedUM/UIMNot recordedNot recordednot reachedreversed
MARVIN ESCOBAR-BARRERA VS. PAUL KISSIN (L-0783-17. UNION COUNTY AND ST
A-5132-18
2020Unionpublishedthresholdright shoulder pain; neck and back pain; supraspinatus tearNot recordednot reachedreversed
TRACEY L. VIZZONI, ETC. VS. B.M.D. (L-0575-15, SOMERSET COUNTY AND STA
A-1255-18
2019SomersetpublishedNot recordedfatal injuriesNot recordednot reachedaffirmed
STATE OF NEW JERSEY VS. SHANGZHEN HUANG
A-2852-17
2019MiddlesexpublishedNot recordeddeath; head trauma; internal injuriesNot recordednot reachedreversed
STATE OF NEW JERSEY VS. GREGORY J. PARKHILL (13-07-2155, CAMDEN COUNTY
A-4802-17
2019CamdenpublishedNot recordeddeathNot recordednot reachedreversed
SAMUEL MARTIN, III VS. NEWARK PUBLIC SCHOOLS
A-0338-18
2019Not recordedpublishedNot recordedlower back injury; aggravation of lumbar disc herniation and bulgeNot recordednot reachedaffirmed
RAYMOND NESBY VS. SHERYL FLEURMOND (L-1923-16, MIDDLESEX COUNTY AND ST
A-0958-16
2019MiddlesexpublishedNot recordedNot recorded$25,000 (liability settlement for release)not reachedaffirmed
NEW JERSEY MANUFACTURERS INSURANCE COMPANY VS. SPECIALTY SURGICAL CENT
A-0319-17; A-0388-17
2019BergenpublishedPIPlower back injury; lumbar discectomy; lumbar decompression surgeryNot recordednot reachedaffirmed
MONMOUTH MEDICAL CENTER VS. STATE FARM INDEMNITY COMPANY SAINT BARNABA
A-3004-17; A-4208-17
2019MorrispublishedPIPNot recordedNot recordednot reachedNot recorded
Liberty Mut. Ins. Co. v. Penske Truck Leasing, Co.
A-5624-17
2019MonmouthpublishedPIPNot recordedNot recordednot reachedreversed
LLEDON JAMES VS. STATE FARM INSURANCE COMPANY (L-5051-15, ESSEX COUNTY
A-4761-15
2019EssexpublishedPIPNot recordedNot recordednot reachedaffirmed
Katchen v. Gov't Emps. Ins. Co.
A-5685-16
2019MorrispublishedUM/UIMNot recordedUnverified figure; source text unavailablenot reachedreversed
Estate of Narleski v. Gomes
A-5144-17
2019MiddlesexpublishedNot recordeddeathNot recordednot reachedaffirmed
ENDO SURGI CENTER A/S/O BERNADETTE HARPER V.NJM INSURANCE GROUP
A-1934-17
2019EssexpublishedPIPlower back injuryNot recordednot reachedreversed
Dutton v. Rando
A-1049-16
2019AtlanticpublishedNot recordeddeath; conscious pain and suffering$500,000 (wrongful death); $108,000 (survivorship); $364,800 (after comparative fault)not reachedaffirmed
Campbell v. Allstate Ins. Co.
L-0610-15
2019Not recordedpublishedUM/UIMNot recordedNot recordednot reachedNot recorded
State v. Locane
A-1990-16
2018Not recordedpublishedNot recordeddeath; severe injuriesNot recordednot reachedremanded
State v. Liepe
A-4431-14
2018Not recordedpublishedNot recordeddeath; serious permanent injuries; minor injuriesNot recordednot reachedmixed
State Farm Guaranty Ins. Co. v. Hereford Ins. Co.
A-3749-16
2018Not recordedpublishedPIPNot recordedNot recordednot reachedaffirmed
Rice v. Miller
A-2513-16
2018CamdenpublishedNot recordedNot recordedNot recordednot reachedaffirmed
Rashid v. Reed
L-2890-15
2018Not recordedpublishedthresholdalleged permanent injuryNot recordednot reachedNot recorded
N.J. Transit Corp. v. Sanchez
A-0761-17
2018Bergenpublishedthreshold, PIPno permanent injuryNot recordednot metreversed
Morales-Hurtado v. Reinoso
A-2120-15
2018BergenpublishedNot recordedbulging and herniated discs in cervical, thoracic, and lumbar spine$50,000 (noneconomic); $71,615.73 (past medical); verdict reversednot reachedreversed
Kuzian v. Tomaszewski
L-6624-14
2018Not recordedpublishedNot recordedalleged permanent injuriesNot recordednot reachedNot recorded
Abdurraheem v. Koch
L-2190-16
2018Not recordedpublishedNot recordedNot recordedNot recordednot reachedNot recorded

Questions people ask

What are the odds of winning an insurance appeal?

In our index, 6 of 13 UM or UIM appeals were affirmed and 8 of 12 PIP appeals were affirmed. The coverage rulings are broken down in our UM and UIM appeals guide.

What are the exceptions to the verbal threshold in New Jersey?

The statute lists the injuries that qualify; our no-fault explainer has the list. In practice, only 2 of 9 threshold rulings here found the injury qualified, both cervical disc herniations with radiculopathy.

Who usually wins in PIP arbitration?

Arbitration awards are not in this index, which holds only the 12 PIP disputes that reached a judge. Our PIP arbitration guide explains the route.

Wondering whether your own injury would clear the threshold? A 30-second questionnaire checks whether a lawyer's office may review your New Jersey claim for free.

Start the New Jersey accident quiz

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Sources

  1. Our coding of the opinions in the table below. Counted: 9 threshold rulings decided on the merits, 9 coverage or PIP claims by injured people and 8 plaintiff jury awards. Left out: provider-against-insurer PIP fights and the Tenenbaum and Glassman procedural rulings. Lamothe, Presbery and Carbajal appear in two rows.
  2. CourtListener collection of New Jersey Appellate Division published opinions filed from 1 January 2018, and Justia's listing of unpublished Appellate Division opinions decided in 2025. Our coding of each opinion.
How we counted
  • Published: CourtListener's New Jersey Appellate Division opinions filed from 1 January 2018 (plus four published Law Division rulings). Unpublished: Justia's 2025 listing only.
  • Each opinion coded for issue, injury as stated, dollar figures, threshold outcome and result, then de-duplicated by docket. Four decisions raise two issues, so the issue table's rows add to 80.
  • Fourteen rows carry a dollar figure; 13 were found word for word in the opinion. Katchen v. GEICO is marked unverified.
  • Four threshold appeals were decided on other grounds and are not in the 9 with an outcome.
  • Last verified 5 November 2026.